Fleetwood Mac reunites to play “Don’t Stop” at Bill Clinton’s first inaugural ball.

Image for post
Image for post
Fleetwood Mac

On January 19, 1993, the band Fleetwood Mac reunites to perform at the recently elected U.S. President Bill Clinton’s first inaugural gala.

Vadim Belyaev shares a visual guide to Finances 2021.

Each image represents a different resolution, here is the list according to the image order:

  • Pay the full credit card balance each month.
  • Pay credit card bill entirely.
  • Sign up for a credit monitoring or identity theft protection product.
  • Check credit score & report more often.
  • Improve credit score.
  • Pay full credit card balance on time.
  • Create a personal budget .
  • Do not open any more credit cards.
  • Stay out of Debt.
  • Create a personal budget.
Image for post
Image for post

St. Petersburg University’s Executive MBA programme gets FT listing.

The Executive MBA programme of the St. Petersburg University (SPbU), has for the first time been listed in the Financial Times Executive MBA Ranking 2020 of the world’s 100 best Executive MBA programmes.

SPbU was ranked 93rd in the overall ranking and 48th among European business schools.

The Executive MBA programme is realized at the Graduate School of Management SPbU (GSOM SPbU) — a business school founded with the support of the Government of the Russian Federation.

Image for post
Image for post

In September 2005, President of Russian Federation, Vladimir Putin initiated the national priority project “Education” whose goal was to create a world-class Russian business school to train a national elite of management personnel capable of solving the problems of increasing the country’s competitiveness in the context of the global economy of the 21st century. …

The financial side effects of the current global crisis add an additional level of stress that complicate every kind of money-related decision. All around the world, stock markets have responded to the pandemic by with sharp declines and marked instability. A diversified investment portfolio, varying in size, type, and class of investments, will provide some stability that will withstand the ups and downs of an uncertain market.

Most people make investments because they are enticed by the prospect of making money during a climbing stock market. But when the first signs of decline begin, and the lows seem lower than ever, many investors backtrack, opting for the safety of an immediate cash sellout or the stability of money market programs. It certainly isn’t fun to watch money and stock devalue, but investors who can keep their eye on the future, see the long term, will definitely profit. …

Elements of America’s economic recovery are showing signs of losing steam amid cooler temperatures and a record surge in Covid-19 cases, though others continue to improve.

Image for post
Image for post
Some of the dashboard’s indicators continued to advance…but others deteriorated,

Bloomberg Economics created a weekly dashboard of high-frequency, alternative and market-based data to track the economy’s plunge into recession and eventual recovery. Some of the dashboard’s indicators continued to advance, such as a weekly measure of retail sales, but others deteriorated, particularly those with some of the greatest exposure to virus fluctuations.

The longer-term outlook got a boost on Monday, as preliminary results from the Covid-19 vaccine being developed by Pfizer Inc. and BioNTech SE sent stocks soaring to all-time highs. Even so, production and widespread distribution of a vaccine will likely take months, meaning the coronavirus will continue to dictate the economy’s direction for some time. …

The outbreak in the country appeared to slow down in the summer, but the number of new infections started to grow rapidly last month.

Image for post
Image for post
“…need to increase production of the first vaccine and the second vaccine.”

Russian President Vladimir Putin made the announcement on Wednesday, during a televised meeting with government officials.

“We now need to increase production of the first vaccine and the second vaccine,” Putin said, adding that the priority was to supply the Russian market with the vaccines.

The peptide-based, two-shot vaccine, EpiVacCorona, was developed by the Vector Institute in Siberia and tested among 100 volunteers in early-stage, placebo-controlled human trials, which lasted more than two months and were completed two weeks ago. …

With a second wave of coronavirus undermining efforts to return to normal, businesses’, households’ and investors’ confidence shaken and little scope for additional monetary policy stimulus, most countries have a long way to go before output reaches pre-pandemic levels.

Image for post
Image for post

On eve of IMF and World Bank meetings,The Financial Times looks at the economic effects of the first lock-down, in the shadow of the threat of another, certainly in certain regions around the world.

Vadim Belyaev takes a look at this audio platform in 2020.

Image for post
Image for post

Media has evolved at an incredibly fast pace over the last century and in particular within the last decade. The world has gotten smaller through its digitization since the widespread use of mobile devices. This could lead one to conclude that radio has lost its relevance. I believe there is still a valuable place for this channel within today’s vast, ever-fluctuating and developing media platforms.

  • Radio Has Stood the Test of Time

We were introduced to television around 100 years ago. At the time, media moguls worldwide insisted it would end the radio era. It didn’t. Radio is still being used and incredibly widely for many reasons, including as a trusted news source. …

The Visual Guide- in 10 gentle steps: For the full explanation see the published article in Medium

#1 Compound interest is the addition of interest to the principal sum of a loan or deposit, or in other words, interest on interest. It is the result of reinvesting interest, rather than paying it out, so that interest in the next period is then earned on the principal sum plus previously accumulated interest. Compound interest is standard in finance and economics. (Source Wikipedia)

Image for post
Image for post
Compound Interest.

#2 Asset allocation is the implementation of an investment strategy that attempts to balance risk versus reward by adjusting the percentage of each asset in an investment portfolio according to the investor’s risk tolerance, goals and investment time frame.

One of the positive outcomes of the global corona-virus pandemic is the extraordinarily low interest rates currently in place. Plummeting interest is a significant win when purchasing a home, refinancing a mortgage, signing a leasing contract, or repaying debt. Basically, in any situation in which you are borrowing money, low rates give you more money at less cost.

But it isn’t all good news. Where low interest rates do well for qualified borrowers, they do damage for those looking to bolster their savings.

All around the world, the economy is in turmoil and employment markets are chaotic. More and more people are being faced with difficult choices: living with reduced income, plunging into savings accounts and financial reserves, and taking hazardous steps with stocks and investments. …


Vadim Belyaev

Vadim Belyaev is an experienced investor, banker, financier, media manager, and philanthropist, and is recognized as a leading Russian businessman.

Get the Medium app

A button that says 'Download on the App Store', and if clicked it will lead you to the iOS App store
A button that says 'Get it on, Google Play', and if clicked it will lead you to the Google Play store